Machinery Insurance
Most operators run more than one machine, and every one of them is a capital asset that has to keep earning.
We arrange machinery insurance that covers your mobile plant and equipment against damage, theft, transit and breakdown.
One broker who can bring a mixed fleet of machines under cover that makes sense.
Cover for a Mixed Fleet of Plant and Machinery
A working business rarely has just one machine, it has a mix of plant, attachments and equipment of different ages and values.
Managing that across separate policies is where gaps, double-ups and underinsurance creep in.
We structure machinery cover that brings the fleet together sensibly, so every asset is accounted for and nothing falls through the cracks.
“Most underinsurance happens in a mixed fleet, where one machine quietly gets left off the schedule.”
What Machinery Insurance Typically Covers
Cover is tailored to your fleet and how you work, and generally includes the following.
- Accidental damage, collision and overturning across the fleet
- Fire, theft and attempted theft, including from site
- Machinery breakdown, where arranged
- Damage while machines are in transit on floats and trailers
- Attachments and fitted equipment across multiple machines
- Vandalism and malicious damage
- Hire costs to keep jobs moving during repairs, where arranged
- Cover across multiple sites Australia wide
Cover varies by insurer and how you operate. We confirm exactly what is and isn’t included before you rely on it.
The Risks a Machinery Fleet Faces
A mixed fleet carries every plant exposure, plus the risk of getting the schedule wrong.
Underinsurance and Gaps
A machine left off the schedule or undervalued is the most common and costly fleet mistake.
Theft and Transit Damage
Machines are stolen from site and damaged in transit, across the whole fleet, not just one unit.
Breakdown Downtime
A breakdown on a key machine can stall a job, and breakdown cover is often overlooked.
Cover Types That Work With Machinery Insurance
Operators with a fleet of machines usually arrange one or two of these alongside it.
Get Machinery Insurance Sorted Properly
Talk to a specialist transport and plant broker who knows what your asset is worth and how it works.
Call 1300 78 78 25Other Vehicles & Equipment We Cover
Most operators run more than one type of asset. These are the ones most often insured alongside it.
Get a Machinery Insurance Quote
Tell us about your asset and how you use it. We’ll arrange cover that fits and respond within 1 business day.
Call us1300 78 78 25Machinery Insurance: Frequently Asked Questions
Yes. That is the point of machinery cover, bringing a mixed fleet of plant and equipment under one schedule and renewal so nothing is missed.
It can be. Breakdown cover is often overlooked, and we make sure it is considered for the machines where downtime would hurt most.
Yes. Transit on floats and trailers is a high-risk moment, and cover follows the machines as they move between jobs.
We value each machine properly and keep the schedule current, which is exactly where most fleets get caught short at claim time.
Compliance Disclaimer: This information is general in nature and does not take into account your objectives, financial situation or needs. Please consider the relevant Product Disclosure Statement (PDS) before making any decision.