Van Insurance
Your van is your business on wheels. Tools, stock, deliveries, the lot, and the day stops the moment it does.
We arrange van insurance that covers the vehicle, what it carries and your ability to keep working.
One specialist broker for tradies, couriers and fleets, not a call centre script.
Cover for the Van Your Business Runs On
A work van is on the road all day, parked on job sites and streets, and loaded with tools or stock that are a target overnight.
Each of those, driving, parking and what is inside, carries its own risk of accident, theft or damage.
We build cover that protects the van, the contents and the income it brings in.
Van Insurance is one of the vehicles we cover under our Commercial Vehicle Insurance.
“A work van is most exposed on the road in traffic and parked on the street overnight with tools inside.”
What Van Insurance Typically Covers
Cover is tailored to how you use the van and what it carries, and generally includes the following.
- Accidental damage, collision and single-vehicle accidents
- Fire, theft and attempted theft of the van
- Third-party property damage you cause on the road
- Tools and stock carried in the van, where arranged
- Fit-out, shelving, racking and vehicle signage
- Windscreen and glass damage
- Hire van costs to keep working while yours is repaired, where arranged
- Cover for multiple vans on one policy
Cover varies by insurer and how you operate. We confirm exactly what is and isn’t included before you rely on it.
The Risks a Work Van Faces
A working van carries exposures a private car never does.
Tool and Stock Theft
Vans are broken into for the tools and stock inside, often overnight from the street or a job site, and the contents can be worth more than the van.
On-Road Accidents
Long hours in traffic, tight loading zones and reversing on busy sites make bumps and collisions a common claim.
Downtime
A van off the road stops the jobs, the deliveries and the income until it is back, which is where a hire van matters.
Cover Types That Work With Van Insurance
Most tradies and couriers arrange one or two of these alongside the vehicle cover.
Get Van Insurance Sorted Properly
Talk to a specialist transport and plant broker who knows what your asset is worth and how it works.
Call 1300 78 78 25Other Vehicles & Equipment We Cover
Most operators run more than one type of asset. These are the ones most often insured alongside it.
Get a Van Insurance Quote
Tell us about your asset and how you use it. We’ll arrange cover that fits and respond within 1 business day.
Call us1300 78 78 25Van Insurance: Frequently Asked Questions
It can. Tools and stock carried in the van are a common add-on, and given the contents are often worth more than the van, we usually recommend it. We confirm the limit you need.
Yes. If you run more than a couple of vans, a fleet policy puts them under one renewal with a shared claims history, which is usually simpler and better priced.
Yes. Courier and delivery use is a different risk to a private car, so it needs commercial van cover rated for the way you actually use it.
They can be. Shelving, racking, internal fit-out and vehicle signage can be included so a repair puts the van back exactly as it works for you.
That is third-party liability, and it is a core part of the cover. We can extend it where your contracts require higher limits.
Compliance Disclaimer: This information is general in nature and does not take into account your objectives, financial situation or needs. Please consider the relevant Product Disclosure Statement (PDS) before making any decision.