Crane Truck Insurance
A crane truck is two assets in one, a road vehicle and a lifting machine, and each carries its own risk.
We arrange crane truck insurance that covers the vehicle, the mounted crane and the liability that comes with every lift.
Specialist cover for an asset a standard truck policy does not fully understand.
Cover for the Truck and the Lift
Truck-mounted cranes do their most valuable work at their highest-risk moment, the lift itself.
Whether you call it a crane truck, a HIAB, a knuckle boom or a vehicle loading crane, the exposure is the same: a heavy load moving over a live site.
A dropped load, a tip-over or contact with a structure can cause serious damage and injury in seconds.
We structure cover that protects the truck, the crane and your liability so a single lift gone wrong does not sink the business.
Crane Truck Insurance is one of the vehicles we cover under our Commercial Vehicle Insurance.
“The risk on a crane truck is in the air, not just on the road. Cover has to handle the lift.”
Paul CohalanFounding Principal Broker, All Trucks InsuranceWhat Crane Truck Insurance Typically Covers
Cover is built around how and what you lift, and generally includes the following.
- Accidental damage, collision and rollover to the truck and crane
- Damage to the crane during lifting and slewing
- Fire, theft and attempted theft
- Third-party property damage during transport and lifting
- Towing, recovery and salvage
- Hydraulics, controls and fitted lifting equipment
- Replacement vehicle or downtime options
- Cover while stabilising, lifting and setting down loads
Cover varies by insurer and how you operate. We confirm exactly what is and isn’t included before you rely on it.
The Risks a Crane Truck Faces
Lifting adds exposures well beyond a normal truck.
Tip-Over During a Lift
Soft ground or an overloaded lift can tip the whole truck, damaging the crane, the load and anything nearby.
Dropped or Swinging Loads
A failed sling or sudden movement can drop a load onto property, vehicles or people.
Structure and Powerline Contact
Working at height near buildings and overhead lines carries a constant strike risk.
Cover Types That Work With Crane Truck Insurance
Crane truck operators usually pair the policy with one or two of these.
Get Crane Truck Insurance Sorted Properly
Talk to a specialist transport and plant broker who knows what your asset is worth and how it works.
Call 1300 78 78 25Other Vehicles & Equipment We Cover
Most operators run more than one type of asset. These are the ones most often insured alongside it.
Get a Crane Truck Insurance Quote
Tell us about your asset and how you use it. We’ll arrange cover that fits and respond within 1 business day.
Call us1300 78 78 25Crane Truck Insurance: Frequently Asked Questions
Liability for damage you cause to a third party's property can be arranged, and the goods themselves can be covered under cargo or contract works cover. We will map out which policy responds to what.
Yes. We make sure the mounted crane and its hydraulics are scheduled and covered, including damage that happens during a lift.
Most crane truck operators do. Lifting near people and property is high-risk, so transport and public liability cover is usually arranged alongside the vehicle policy.
Yes. We arrange cover for single units and for fleets, structured around your operation.
In everyday use, yes. HIAB is a manufacturer's name that became the general term for a truck-mounted or vehicle loading crane, the same machine a knuckle boom refers to. It is insured as a truck that also lifts. A mobile, slewing or pick-and-carry crane is a different machine and sits under crane insurance.
Compliance Disclaimer: This information is general in nature and does not take into account your objectives, financial situation or needs. Please consider the relevant Product Disclosure Statement (PDS) before making any decision.