Wheel Loader Insurance
Loaders are the workhorses of the yard, moving material all day in busy, high-traffic environments.
We arrange wheel loader insurance for machines of every size, covering the loader on site, in transit and against theft.
Specialist mobile plant cover for the machine that never stops moving.
Cover for Wheel Loaders in Busy, High-Traffic Work
Loaders work close to other machines, trucks and people, which raises the chance of a collision or a third-party incident.
They also sit still in the open between shifts, which is when fire, vandalism and theft claims tend to happen.
We structure cover that handles both the collision and the standing risk, so a busy yard does not become an expensive one.
“A loader spends its day inches from trucks and people. Collision and liability are the real risks.”
Paul CohalanFounding Principal Broker, All Trucks InsuranceWhat Wheel Loader Insurance Typically Covers
Cover is tailored to the machine and how you work, and generally includes the following.
- Accidental damage, collision and overturning
- Fire, theft and attempted theft, including from an open or unfenced yard
- Damage while in transit on a float or trailer
- Attachments such as buckets, forks and grapples
- Vandalism and malicious damage
- Hire costs to keep a job moving during repairs, where arranged
- Damage from operating on rough or unstable ground
- Cover across multiple sites Australia wide
Cover varies by insurer and how you operate. We confirm exactly what is and isn’t included before you rely on it.
The Risks a Wheel Loader Faces
Loaders combine collision exposure with the risks of a heavy machine standing in the open.
Collision in a Busy Yard
Constant movement around trucks, people and other plant makes collisions one of the most common loader claims.
Tyre and Undercarriage Damage
Loader tyres are a major cost in their own right, and rock, steel and hot material chew through them faster than most operators budget for.
Transit Damage
Moving a loader between jobs on a float or trailer is a high-risk moment for the machine.
Cover Types That Work With Wheel Loader Insurance
Wheel loader operators usually arrange one or two of these alongside the machine cover.
Get Wheel Loader Insurance Sorted Properly
Talk to a specialist transport and plant broker who knows what your asset is worth and how it works.
Call 1300 78 78 25Other Vehicles & Equipment We Cover
Most operators run more than one type of asset. These are the ones most often insured alongside it.
Get a Wheel Loader Insurance Quote
Tell us about your asset and how you use it. We’ll arrange cover that fits and respond within 1 business day.
Call us1300 78 78 25Wheel Loader Insurance: Frequently Asked Questions
Anything from a small yard loader up to a large production wheel loader, scaled to the value and use of the machine. Compact skid steers and track loaders sit on the bobcat page, and a backhoe loader sits on the backhoe page.
Yes. Theft and attempted theft, including overnight and over weekends, is a core part of the cover. Insurers will ask how the yard is secured, so tell us honestly how the machine is left.
They can be. Buckets, forks and grapples are scheduled as part of the machine and covered for damage and theft.
That is a liability exposure. We arrange public liability cover so damage to other vehicles, plant or property is covered.
Compliance Disclaimer: This information is general in nature and does not take into account your objectives, financial situation or needs. Please consider the relevant Product Disclosure Statement (PDS) before making any decision.