Loader Insurance
Loaders are the workhorses of the yard, moving material all day in busy, high-traffic environments.
We arrange loader insurance for wheel loaders and skid steers, covering the machine on site, in transit and against theft.
Specialist mobile plant cover for the machine that never stops moving.
Cover for Loaders in Busy, High-Traffic Work
Loaders work close to other machines, trucks and people, which raises the chance of a collision or a third-party incident.
Smaller skid steers are also a common theft target because they are easy to load and move.
We structure cover that handles both the collision and the theft risk, so a busy yard does not become an expensive one.
“A loader spends its day inches from trucks and people. Collision and liability are the real risks.”
What Loader Insurance Typically Covers
Cover is tailored to the machine and how you work, and generally includes the following.
- Accidental damage, collision and overturning
- Fire, theft and attempted theft, including skid steers from site
- Damage while in transit on a float or trailer
- Attachments such as buckets, forks and grapples
- Vandalism and malicious damage
- Hire costs to keep a job moving during repairs, where arranged
- Damage from operating on rough or unstable ground
- Cover across multiple sites Australia wide
Cover varies by insurer and how you operate. We confirm exactly what is and isn’t included before you rely on it.
The Risks a Loader Faces
Loaders combine collision exposure with a high theft risk.
Collision in a Busy Yard
Constant movement around trucks, people and other plant makes collisions one of the most common loader claims.
Skid Steer Theft
Compact loaders are easy to load onto a trailer and are a frequent theft target from unsecured sites.
Transit Damage
Moving a loader between jobs on a float or trailer is a high-risk moment for the machine.
Cover Types That Work With Loader Insurance
Loader operators usually arrange one or two of these alongside the machine cover.
Get Loader Insurance Sorted Properly
Talk to a specialist transport and plant broker who knows what your asset is worth and how it works.
Call 1300 78 78 25Other Vehicles & Equipment We Cover
Most operators run more than one type of asset. These are the ones most often insured alongside it.
Get a Loader Insurance Quote
Tell us about your asset and how you use it. We’ll arrange cover that fits and respond within 1 business day.
Call us1300 78 78 25Loader Insurance: Frequently Asked Questions
Yes. We arrange cover for wheel loaders and compact skid steers, scaled to the value and use of the machine.
Yes. Skid steer theft is a common claim, so theft from site, including overnight and weekends, is a core part of the cover.
They can be. Buckets, forks and grapples are scheduled as part of the machine and covered for damage and theft.
That is a liability exposure. We arrange public liability cover so damage to other vehicles, plant or property is covered.
Compliance Disclaimer: This information is general in nature and does not take into account your objectives, financial situation or needs. Please consider the relevant Product Disclosure Statement (PDS) before making any decision.