Roller Insurance
A roller is a slow, heavy, expensive machine that spends its life on open ground where anything can reach it.
We arrange roller insurance that covers the machine on site, on the float between jobs and for the damage it can do to what is underneath it.
One specialist broker who understands civil plant, not a call centre script.
Insurance for Compaction Plant That Earns on Site
Smooth drum, padfoot and multi tyre rollers all sit in the same awkward spot: too valuable to self-insure, too specialised for a standard motor policy.
Most of the risk is not the machine breaking. It is theft off an open site, damage while it is being floated, and what a heavy drum does to services buried under the pad.
We structure cover around where the machine actually spends its time, so a bad week on one job does not follow you into the next.
“A roller holds its value for years, so an out of date sum insured is where operators get caught short.”
What Roller Insurance Typically Covers
Cover is tailored to the machine and how you run it, but a roller policy generally includes the following.
- Accidental damage, collision and rollover to the roller
- Fire, theft and attempted theft, including theft from an open or unfenced site
- Cover while the machine is parked on site and left overnight
- Transit cover while the roller is on a float or trailer between jobs
- Hired-in plant cover when you bring a roller in for a job
- Third-party property damage caused by the machine
- Underground services damage where it can be arranged
- Drum, drum drive and vibration unit damage, subject to the policy terms
Cover varies by insurer and how you operate. We confirm exactly what is and isn’t included before you rely on it.
The Risks a Roller Faces
Compaction plant carries exposures that a general motor or property policy was never written for.
Theft From an Open Site
Rollers are routinely left on unfenced pads overnight and over weekends, which makes them one of the easier machines on site to take.
Damage in Transit
Loading a heavy, narrow machine onto a float is a high-risk moment, and transit damage is a common claim across all civil plant.
Damage to What Is Underneath
Compacting over unmarked services, a fresh trench or a soft edge can cause third-party damage that costs far more than the machine.
Cover Types That Work With Roller Insurance
Most civil operators pair the machine policy with one or two of these so there are no gaps.
Get Roller Insurance Sorted Properly
Talk to a specialist transport and plant broker who knows what your asset is worth and how it works.
Call 1300 78 78 25Other Vehicles & Equipment We Cover
Most operators run more than one type of asset. These are the ones most often insured alongside it.
Get a Roller Insurance Quote
Tell us about your asset and how you use it. We’ll arrange cover that fits and respond within 1 business day.
Call us1300 78 78 25Roller Insurance: Frequently Asked Questions
Single drum smooth and padfoot rollers, tandem and combination rollers, multi tyre rollers and walk-behind or trench compactors. If you run a mixed compaction fleet we can schedule the machines together rather than writing a policy each.
Transit between sites is one of the highest-risk phases for any plant item, so cover while the machine is being moved is a core part of the policy. We confirm it is included and that the sum insured still applies in transit.
It can be, and this is worth talking through properly. Insurers look closely at how a machine is secured overnight, so telling us honestly how you leave it is what keeps the claim clean later.
Not automatically. Damage to underground services is usually arranged as a separate extension or under a liability policy, and we will tell you plainly what each insurer will and will not pick up.
Usually yes. When you hire a machine in you are generally responsible for it while it is in your care, so hired-in plant cover stops the rental company's claim landing on you.
We value the roller properly and keep the schedule current. Compaction plant holds its value well, and an out-of-date sum insured is exactly where operators get caught short at claim time.
Compliance Disclaimer: This information is general in nature and does not take into account your objectives, financial situation or needs. Please consider the relevant Product Disclosure Statement (PDS) before making any decision.