Tipper Truck Insurance
Tipper trucks work hard in some of the toughest conditions on the road and off it.
We arrange tipper truck insurance that covers the vehicle, the tipping body and the liability that comes with civil and haulage work.
Cover shaped around real job sites, not a generic motor template.
Cover for Trucks That Earn on Site and on the Road
Tippers move between quarries, construction sites and public roads, and each one brings a different risk.
Soft ground, overhead lines and unstable loads make tipping one of the higher-risk activities a truck performs.
We structure cover that follows the truck across all of it, so a rollover or a tipping incident does not stop the business.
“Tipping is where a lot of truck claims happen. The cover has to follow the body up, not just the wheels.”
What Tipper Truck Insurance Typically Covers
A tipper policy is tailored to your work, and generally includes the following.
- Accidental damage, collision and rollover to the truck and tipping body
- Damage during tipping, including contact with overhead lines or structures
- Fire, theft and attempted theft
- Third-party property damage on site and on the road
- Towing, recovery and salvage
- Hydraulics, hoist and fitted tipping equipment
- Replacement vehicle or downtime options
- Cover while loading and unloading materials
Cover varies by insurer and how you operate. We confirm exactly what is and isn’t included before you rely on it.
The Risks a Tipper Truck Faces
Tippers face exposures most road trucks never see.
Rollover During Tipping
Tipping on uneven or soft ground is one of the most common causes of serious tipper damage and injury.
Overhead and Structure Strikes
A raised tipping body can contact powerlines, awnings and gantries, causing major damage and liability.
Harsh Operating Environment
Quarry and civil sites are hard on trucks, increasing wear, breakdown and accidental damage.
Cover Types That Work With Tipper Truck Insurance
Tipper operators usually arrange one or two of these alongside the truck policy.
Get Tipper Truck Insurance Sorted Properly
Talk to a specialist transport and plant broker who knows what your asset is worth and how it works.
Call 1300 78 78 25Other Vehicles & Equipment We Cover
Most operators run more than one type of asset. These are the ones most often insured alongside it.
Get a Tipper Truck Insurance Quote
Tell us about your asset and how you use it. We’ll arrange cover that fits and respond within 1 business day.
Call us1300 78 78 25Tipper Truck Insurance: Frequently Asked Questions
It can. Tipping is a known high-risk activity, so we make sure the policy responds to incidents that happen while the body is up, including overhead strikes, where the insurer offers it.
Yes. Tippers work on private sites as well as public roads, and we arrange cover that follows the truck across both. We confirm the operating radius with you up front.
Yes. If you run several trucks, motor fleet insurance can cover them under one renewal with a shared claims history.
The truck policy covers the vehicle. The load itself is covered under goods in transit or cargo insurance, which we can arrange alongside it.
Compliance Disclaimer: This information is general in nature and does not take into account your objectives, financial situation or needs. Please consider the relevant Product Disclosure Statement (PDS) before making any decision.