Scissor Lift Insurance
A scissor lift goes straight up, which makes it the simplest machine on site and the easiest one to put over on a bad floor.
We arrange scissor lift insurance that covers the platform on site, while it is stored and while it is being moved between jobs.
One specialist broker who understands access equipment, not a call centre script.
Insurance for Scissor Lifts and Vertical Platforms
A scissor lift has no outriggers and no counterweight, so everything it does depends on the ground underneath it.
Most of them work indoors or on slabs, where the damage is usually to the building rather than to the machine.
We structure cover that follows the platform between sites and pays for what it hits, not only for what it costs to replace.
“A scissor lift is stable until the floor stops being flat, and a pothole at height is enough.”
What Scissor Lift Insurance Typically Covers
Cover is tailored to the machine and where it works, but a scissor lift policy generally includes the following.
- Accidental damage, collision and tip-over of the scissor lift
- Fire, theft and attempted theft, including theft from site
- Damage to the platform, guardrails and control box
- Cover while the machine is on site and stored overnight
- Transit cover while the lift is on a float or trailer
- Hired-in plant cover when you rent a lift in for a job
- Third-party property damage, including damage to the building you are working in
- Public liability for incidents involving the platform
Cover varies by insurer and how you operate. We confirm exactly what is and isn’t included before you rely on it.
The Risks a Scissor Lift Faces
A scissor lift fails from the floor up, which is the opposite of how a boom lift gets into trouble.
Tip-Over From the Ground
A pothole, a kerb, a slab edge or a soft patch of fill is enough to put an elevated platform over, and the machine cannot outrigger its way out of it.
Damage Indoors
Working tight to racking, sprinklers, ceilings and door frames means the expensive claim is often the building rather than the lift.
Theft and Transit Damage
Compact lifts are easy to load and easy to steal, and the ramp is where a lot of them get bent.
Cover Types That Work With Scissor Lift Insurance
Most operators pair the machine policy with one or two of these so there are no gaps.
Get Scissor Lift Insurance Sorted Properly
Talk to a specialist transport and plant broker who knows what your asset is worth and how it works.
Call 1300 78 78 25Other Vehicles & Equipment We Cover
Most operators run more than one type of asset. These are the ones most often insured alongside it.
Get a Scissor Lift Insurance Quote
Tell us about your asset and how you use it. We’ll arrange cover that fits and respond within 1 business day.
Call us1300 78 78 25Scissor Lift Insurance: Frequently Asked Questions
It generally covers accidental damage, tip-over, fire and theft of the machine, damage to the platform and guardrails, cover while it is stored on site, transit between jobs, and public liability for what happens around it. Hired-in plant cover can be added when you rent a machine in.
A scissor lift raises a platform straight up on a scissor stack and depends entirely on the ground under it. A boom lift reaches out and over on an articulating or telescopic boom, so it carries a different stability and liability profile. They are related machines and they are rated differently.
Yes. Loading and unloading is where a lot of scissor lift damage happens, so transit cover on a float or trailer is a core part of the policy rather than an extra.
That is a liability question, and it is the claim scissor lift operators actually make. Contact with racking, sprinklers, ceilings or a door frame is third-party property damage, and it is why we arrange public liability alongside the machine cover.
Often, yes. If you hire a lift in for a job you can be responsible for it while it is in your care, and hired-in plant cover means you are not exposed to the rental company's claim.
Yes. If you hire machines out the exposure changes and the policy has to follow the hire agreement, which is the same work we do on dry hire cover.
Compliance Disclaimer: This information is general in nature and does not take into account your objectives, financial situation or needs. Please consider the relevant Product Disclosure Statement (PDS) before making any decision.