Concrete Pump Insurance
A concrete pump is a high-value machine whose liability exposure goes up with the boom.
We arrange cover for truck mounted boom pumps, line pumps and trailer pumps, on site and in transit.
One broker who understands outriggers, pipeline pressure and what a boom over a live site actually means.
Insurance for Boom Pumps, Line Pumps and Trailer Pumps
A concrete pump is one of the most valuable machines on a residential or commercial pour, and it works directly above the people around it.
The pump itself, the placing boom, the pipeline and the truck underneath are all part of the risk, and so is the ground the outriggers are standing on.
We place cover that matches the size of the boom, the sites you set up on and how the machine moves between jobs.
Concrete Pump Insurance is one of the vehicles we cover under our Commercial Vehicle Insurance.
“The boom is where the value and the liability sit at the same time, over somebody else's property.”
What Concrete Pump Insurance Typically Covers
Cover is built around the machine and the way you set up, but a concrete pump policy generally includes the following.
- Accidental damage and collision to the pump and the truck under it
- The placing boom, outriggers, hopper, pipeline and delivery hoses
- Fire, theft and attempted theft, including from a yard or a live site
- Mechanical and electronic breakdown where it is included
- Overturning and structural damage from an outrigger failure
- Transit cover while the machine travels between sites
- Public liability for injury or property damage involving the pump
- Damage to the property you are pouring on from an insured incident
- Downtime and hire costs while the pump is out of service
Cover varies by insurer and how you operate. We confirm exactly what is and isn’t included before you rely on it.
The Risks a Concrete Pump Faces
Working a boom over a live site concentrates the risk into a few well known failure points.
Outrigger Punch Through
A pad on soft fill, a covered service trench or a poorly compacted block, and the leg drops. It is the classic concrete pump loss and it usually takes the boom with it.
Boom Damage and Overreach
Booms are damaged by contact with structures, by wind, by fatigue cracking and by being worked outside their chart. Repairs are specialist work with long lead times.
Blockage, Burst Line and Hose Whip
Pressure has to go somewhere. A blocked line can burst a pipe or throw a hose, which is both a serious injury exposure and a fast way to cover a client's finished work in concrete.
Cover Types That Work With Concrete Pump Insurance
Most pumping operators sit the machine's cover alongside one or two of these.
Get Concrete Pump Insurance Sorted Properly
Talk to a specialist transport and plant broker who knows what your asset is worth and how it works.
Call 1300 78 78 25Other Vehicles & Equipment We Cover
Most operators run more than one type of asset. These are the ones most often insured alongside it.
Get a Concrete Pump Insurance Quote
Tell us about your asset and how you use it. We’ll arrange cover that fits and respond within 1 business day.
Call us1300 78 78 25Concrete Pump Insurance: Frequently Asked Questions
It covers the pump as an insured asset, meaning the placing boom, outriggers, hopper, pipeline and hoses, plus the truck chassis where the pump is truck mounted. Liability for injury or property damage arising from the machine is arranged alongside it.
A truck mounted boom pump is registered and drives on public roads, so the vehicle side is written as commercial motor while the pumping equipment is rated on its own value and exposure. A trailer or line pump that is towed is generally treated as plant. We place each part where it belongs.
Accidental damage cover responds to overturning, which is why this matters more here than on most machines. Insurers will look at set up practice, so having a record of pad use and ground assessment helps at claim time.
That is a liability question rather than a machine one. If a boom, a burst line or a spill damages a client's property or injures someone, the liability section is what answers, so it needs to be sized for the sites you actually work on.
Damage from an insured event is covered. Wear on pipes, hoses and rubber is normal running cost and is not, but the line is worth enough that it should be described properly in the schedule rather than assumed.
Yes. Line pumps and trailer mounted pumps can be covered on their own or alongside a boom pump. They are lower value machines but they still carry the pressure and liability exposure, so they are not an afterthought.
Yes, transit is a core part of the cover. For a truck mounted pump that sits under the motor section, and for a towed pump it sits under the plant policy, which is one of the reasons the two halves need to line up.
Usually yes. Hired-in plant cover means the hire company's claim does not land on you while the machine is in your care, and it can pick up continuing hire charges if the machine is off the job.
Compliance Disclaimer: This information is general in nature and does not take into account your objectives, financial situation or needs. Please consider the relevant Product Disclosure Statement (PDS) before making any decision.