Telehandler Insurance
A telehandler is a lifting machine before it is anything else, and insurers price it on what it lifts and how far out it reaches.
We arrange telehandler insurance that covers the machine, the attachments you run on it and the damage a load can do when it comes off.
One specialist broker who understands lifting and rough terrain plant, not a call centre script.
Insurance for Telehandlers and Telescopic Handlers
A telehandler earns its keep by reaching out and up, and that reach is exactly where the stability runs out.
It is also a machine that changes job constantly, running forks one hour and a jib, bucket or work platform the next.
We structure cover that follows the machine across sites, across attachments and while it is on the float between jobs.
“A telehandler is at its most exposed at full reach, which is precisely where operators use it.”
What Telehandler Insurance Typically Covers
Cover is built around the machine and the work it does, but a telehandler policy generally includes the following.
- Accidental damage, collision and overturn of the telehandler
- Fire, theft and attempted theft, on site and in the yard
- Damage to the boom, carriage and hydraulics
- Forks, jibs, buckets, sweepers and work platforms as fitted attachments
- Transit cover while the machine is floated between sites
- Hired-in plant cover when you bring a telehandler in for a job
- Third-party property damage caused by the machine or its load
- Public liability for incidents on site
Cover varies by insurer and how you operate. We confirm exactly what is and isn’t included before you rely on it.
The Risks a Telehandler Faces
A telehandler fails differently to a forklift, and the claims reflect that.
Forward Tip at Full Reach
Every telehandler has a load chart that shrinks as the boom extends, and a load that was safe at the carriage can put the machine over its nose at reach.
Attachment and Load Failure
Forks, jibs and platforms all change how the machine behaves, and a dropped or swung load hits whatever is underneath it.
Rough Terrain Rollover
Slopes, soft fill and trench edges are ordinary conditions for a telehandler, and a sideways roll damages the boom and the operator's day.
Cover Types That Work With Telehandler Insurance
Most operators pair the machine policy with one or two of these so there are no gaps.
Get Telehandler Insurance Sorted Properly
Talk to a specialist transport and plant broker who knows what your asset is worth and how it works.
Call 1300 78 78 25Other Vehicles & Equipment We Cover
Most operators run more than one type of asset. These are the ones most often insured alongside it.
Get a Telehandler Insurance Quote
Tell us about your asset and how you use it. We’ll arrange cover that fits and respond within 1 business day.
Call us1300 78 78 25Telehandler Insurance: Frequently Asked Questions
It generally covers accidental damage, overturn, fire and theft of the machine, damage to the boom and hydraulics, the attachments you run on it, transit while the machine is floated, and public liability for what happens on site. Hired-in plant cover can be added when you bring a machine in.
Not usually. A forklift lifts close to the machine and a telehandler lifts out at reach, which changes the stability, the load chart and the claims that follow. Insurers rate them separately, and describing the machine correctly is what keeps a claim clean.
Fitted attachments such as forks, jibs, buckets, sweepers and work platforms can be covered, but they need to be listed. Attachments are frequently where a policy is short, because they are bought later and never added to the schedule.
Damage the load causes to other property is a liability question rather than a machine question, so it sits under public liability. The load itself is a separate conversation, and we tell you plainly which policy responds before you need it.
Yes. If you hire the machine out, or hire one in, responsibility for it moves with the hire agreement. That is the same work we do on dry hire cover, and we make sure the policy matches the paperwork.
There is no flat rate. Premiums depend on the machine, its value and capacity, what you lift, where you work, your claims history and who operates it. We build the risk properly and put it to the market rather than quoting a number off a website.
Compliance Disclaimer: This information is general in nature and does not take into account your objectives, financial situation or needs. Please consider the relevant Product Disclosure Statement (PDS) before making any decision.