Forklift Insurance
Forklifts work in tight, busy spaces around people, stock and racking all day.
We arrange forklift insurance that covers the machine, the damage it can cause and the liability that comes with it.
Cover for the machine that moves everything else in the business.
Cover for Forklifts in Busy Warehouses and Yards
A forklift operates close to people, stock and structures, so a small mistake can cause serious damage or injury.
Toppled loads, damaged racking and contact with people are all common forklift incidents.
We structure cover that protects the machine and your liability, so a busy warehouse stays a safe one for the business.
“A forklift's biggest risk is what it can damage, the stock, the racking and the people around it.”
What Forklift Insurance Typically Covers
Cover is tailored to the machine and your site, and generally includes the following.
- Accidental damage, collision and overturning
- Fire, theft and attempted theft
- Damage while in transit between sites
- Attachments such as forks, clamps and rotators
- Vandalism and malicious damage
- Hire costs to keep operations moving during repairs, where arranged
- Damage caused while lifting and stacking loads
- Cover across multiple sites Australia wide
Cover varies by insurer and how you operate. We confirm exactly what is and isn’t included before you rely on it.
The Risks a Forklift Faces
Forklifts carry exposures driven by where and how they work.
Damage to Stock and Racking
A toppled load or a hit to racking can cause expensive damage and a serious safety incident.
Injury to People
Working close to staff and visitors makes public and product liability a real exposure.
Tip-Over With a Raised Load
Lifting high or turning with a load raises the risk of a tip-over and machine damage.
Cover Types That Work With Forklift Insurance
Forklift operators usually arrange one or two of these alongside the machine cover.
Get Forklift Insurance Sorted Properly
Talk to a specialist transport and plant broker who knows what your asset is worth and how it works.
Call 1300 78 78 25Other Vehicles & Equipment We Cover
Most operators run more than one type of asset. These are the ones most often insured alongside it.
Get a Forklift Insurance Quote
Tell us about your asset and how you use it. We’ll arrange cover that fits and respond within 1 business day.
Call us1300 78 78 25Forklift Insurance: Frequently Asked Questions
Damage the forklift causes to third-party property is a liability exposure, and damage to your own stock can be addressed too. We map out which policy responds so there are no gaps.
Yes. We arrange cover that follows the machine across multiple sites and while it is in transit between them.
Yes. Attachments are scheduled as part of the machine and covered for accidental damage and theft.
Most operators do. Forklifts work near people and property, so public liability cover is usually arranged alongside the machine policy.
Compliance Disclaimer: This information is general in nature and does not take into account your objectives, financial situation or needs. Please consider the relevant Product Disclosure Statement (PDS) before making any decision.