Excavator Insurance
An excavator is a high-value machine working in one of the harshest environments there is.
We arrange excavator insurance that covers the machine on site, in transit and against theft.
Specialist mobile plant cover, not a bolt-on to a car policy.
Cover for Diggers That Work and Move
Excavators spend their life on rough ground, in confined spaces and on the back of a float between jobs.
Each phase, digging, idle on site, and transport, carries a different risk of damage or theft.
We structure cover that follows the machine through all of it, so an incident does not park your earning asset.
“An excavator is most exposed when it is being moved and when it is left on site overnight.”
What Excavator Insurance Typically Covers
Mobile plant cover is tailored to the machine and how you work, and generally includes the following.
- Accidental damage, collision and overturning
- Fire, theft and attempted theft, including on site
- Damage while the machine is in transit on a float or trailer
- Attachments such as buckets, rippers, augers and hammers
- Vandalism and malicious damage
- Hire costs to keep a job moving while repairs happen, where arranged
- Damage from operating on difficult or unstable ground
- Cover across multiple sites Australia wide
Cover varies by insurer and how you operate. We confirm exactly what is and isn’t included before you rely on it.
The Risks an Excavator Faces
Earthmoving plant carries exposures a road vehicle never does.
Theft From Site
Machines and attachments are stolen from unsecured sites overnight and on weekends, often with high recovery difficulty.
Transit Damage
Loading, tying down and transporting a machine on a float is one of the highest-risk moments in its life.
Overturning and Ground Failure
Working on slopes, trenches and unstable ground can roll or bog a machine, causing major damage.
Cover Types That Work With Excavator Insurance
Earthmoving operators usually arrange one or two of these alongside the machine cover.
Get Excavator Insurance Sorted Properly
Talk to a specialist transport and plant broker who knows what your asset is worth and how it works.
Call 1300 78 78 25Other Vehicles & Equipment We Cover
Most operators run more than one type of asset. These are the ones most often insured alongside it.
Get a Excavator Insurance Quote
Tell us about your asset and how you use it. We’ll arrange cover that fits and respond within 1 business day.
Call us1300 78 78 25Excavator Insurance: Frequently Asked Questions
Yes. Transit is one of the highest-risk phases, so cover while the machine is on a float or trailer is a core part of the policy. We confirm it is included.
They can be. Attachments are scheduled as part of the machine so buckets, rippers, hammers and augers are covered for damage and theft.
Yes. Theft from site, including overnight and weekends, is a common claim and a key reason to insure mobile plant properly.
That is a liability exposure. We arrange public liability cover alongside the machine policy so striking services or damaging property is covered.
Compliance Disclaimer: This information is general in nature and does not take into account your objectives, financial situation or needs. Please consider the relevant Product Disclosure Statement (PDS) before making any decision.