Yanmar excavator loaded on a float trailer at an Australian transport yard

Truck Insurance Cover Explained

Name: All Trucks Insurance
Address: Suite 20, Level 1, 338 Barker Road, Subiaco, WA, 6008, AU
Telephone: 1300 78 78 25

How truck insurance works, including when to tell your insurer about a GVM upgrade. GVM, or gross vehicle mass, is the most your vehicle is rated to weigh fully loaded. Your clients ask for a certificate of currency, a short document from your insurer, to confirm your policy is in place.

Get a Quote Call 1300 78 78 25

Mechanic checking the upgraded suspension on a white single cab ute with a bull bar, roof lights and a steel tray outside a 4x4 workshop

Cover Explained

Paul Cohalan28 October 2026 9 min read

GVM Upgrades and Insurance: What to Tell Your Insurer

If a gross vehicle mass (GVM) upgrade takes your ute, van or truck outside OEM spec, the original equipment manufacturer's production specs, tell your insurer and keep the certificate. If you do not and you have a claim, it could be a grey area, and you can be paid out on the value of the vehicle before the upgrade.

Read GVM Upgrades and Insurance: What to Tell Your Insurer

Paul Cohalan at a meeting room table with a laptop, a whiteboard behind him listing what a certificate of currency should show

Cover Explained

Paul Cohalan28 October 2026 9 min read

Certificate of Currency: What It Is and Why Your Client Wants One

A certificate of currency is the document you need to get on site, put in a tender and get your invoices paid. If the name or the dates are wrong, it gets sent back and you wait.

Read Certificate of Currency: What It Is and Why Your Client Wants One

Truck driver and warehouse worker inspecting a damaged pallet of cartons at the rear of a curtainsider truck in an Australian yard

Cover Explained

Paul Cohalan19 August 2026 9 min read

Carriers Liability vs Goods in Transit Insurance: Which Do You Need?

They sound like the same policy and they are not. One insures the freight, the other insures your legal liability for it, and the gap between them is where operators get caught.

Read Carriers Liability vs Goods in Transit Insurance: Which Do You Need?